Corporate Travel Insurance

“All travel carries with it inherent risks, even short-term travel to familiar overseas locations for meetings or conferences. Risks from political tensions, civil unrest, fraud, severe weather, natural disasters and security of corporate information exist in countries that are not usually considered dangerous.”

Smart Traveller website, 2017

Case study – Corporate Travel Insurance

While visiting clients in London, your employee falls down a flight of stairs, fracturing their hip and breaking their arm. After being taken to hospital in an ambulance, doctors take x-rays and MRIs of the injured areas. Your employee is informed that they require surgery on their hip and will have to undergo physiotherapy before they will be allowed to fly home to Australia. Their flight is scheduled for the following day but will now need to be cancelled.

A Corporate Travel Insurance policy allows you to recover some or all of these costs. Depending on the policy, you may be able to claim for the medical costs of their surgery and rehabilitation ,as well as the flight cancellation and additional accommodation required while your employee undergoes physiotherapy. You may also be able to claim for the hire of someone to to take over your employee’s duties until they are back in Australia and fit to return to work.